Real-time payments

ACI Worldwide's Prime Time for Real-Time report, produced with GlobalData, counts real-time account-to-account payment transactions in each market it tracks and ranks the largest markets by volume. India has topped the volume ranking in every edition that publishes one, driven by UPI. In the 2024 edition, the latest found as of October 2026 (2023 data), ACI put India at 129.3 billion real-time transactions, 49% of the world total.

India's rank

1 / 51

2024

Change

no change

since 2023

Published by

ACI Worldwide (with GlobalData)

annual

2024 edition (5th; data year 2023). Rank from ACI's published top-five volume table; total = the 51 markets the edition tracks. ACI: India = 49% of global real-time transactions; 84% of India's electronic transactions were real-time.

Real-time payments over time

2020–2024 · 5 observations · billion real-time transactions per year

View as table

Period	Real-time payments
2024	129.3
2023	89.5
2022	48.6
2021	25.5
2020	15.3

Rank history

2021–2024 · 4 observations · higher on the chart is better

View as table

Period	Rank
2024	1
2023	1
2022	1
2021	1

Compared with

India

129.3

Brazil

37.4

China

17.2

United States

3.5

Japan

Indonesia

1.9

Germany

1.5

South Africa

0.284

Sri Lanka

0.156

Pakistan

0.138

Latest available year for each country · billion real-time transactions per year

Source

ACI Worldwide (with GlobalData) — https://www.aciworldwide.com/real-time-payments-report